Privacy Statement and Policy

(Effective December 15, 2002)

Our Commitment To Privacy:
Your privacy is important to us. To better protect your privacy, we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

The Information We Collect:
This notice applies to all information collected on or submitted to the CompleteTrusts.com web site. On some pages, you can submit questionnaires, make requests for information, and email your comments pertaining to our service. The types of personal information collected on these pages are:
* Name
* Address
* Email address
* Phone number
* Comprehensive information concerning your family, your employment, your assets and your finances.

On some pages, you will need to submit information about other people. Typically, this information is limited to your children, your spouse or domestic partner and your agents.

With regard to your spouse or partner, the types of personal information collected are:
* Name
* Address
* Email address
* Phone Numbers
* Comprehensive information concerning their employment, assets and finances.

With regard to your children, the types of personal information collected are:
* Names
* Addresses
* Age
* Educational and health status
* Custodial information

With regard to your agents, the types of personal information collected are:
* Names
* Addresses
* Email address
* Phone Numbers

The Way We Use Information:
The information you provide about yourself and your family is held in absolute privacy. We do not share this information with outside parties. Information that you provide to us stays with us under all circumstances. We use return email addresses to answer the email we receive, and to gather additional information from you, should it be required. Email addresses are not shared with or sold to outside parties under any circumstances.

Periodically, we may send you newsletters and email bulletins, information about our services or notices about updates to our web pages. Only CompleteTrusts.com (or agents working on behalf of Janet L. Dobrovolny or CompleteTrusts.com and under confidentiality agreements) will send you these emails. If you do not want to receive such information, simply tell us when you give us your personal information. Or, at any time you can easily opt-out of receiving further emails from CompleteTrusts.com by sending a message to opt-out@completetrusts.com.

Finally, we never use or share the personally identifiable information provided to us online in ways unrelated to our business purpose. We do not sell our mailing list. We do not share information with advertisers, marketers, other web sites or any other entity.

Our Commitment To Data Security:
To prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. Financial and personal information is transmitted to us by secure servers to protect your identity.

Our Commitment To Children's Privacy:
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our web site from those we know are under 18, and no part of our web site is structured to attract anyone under 18.

How You Can Access Or Correct Your Information:
To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections. If you desire to access information, which we hold pertaining to you, please email us at info@completetrusts.com.

Changes to this Privacy Policy:
Janet L. Dobrovolny and CompleteTrusts.com may amend this policy from time to time. If we make any substanial changes to this policy, we will notify you by posting an announcement on our pages.

How To Contact Us:
Should you have other questions or concerns about these privacy policies, please send us an email at info@completetrusts.com.